Who decides where my retirement funds go?
All RCRP accounts are self-managed and are in your name at Fidelity Investments (our primary provider). You can choose from dozens of investment options—stocks, bonds, domestic, international–including low-cost index funds, actively managed funds, socially responsible investment options (SRI), and target-date funds based on an anticipated year of retirement. RCRP does not tell you how to invest your funds, which are subject to the same risks and modest costs as any other investor. Investment guidelines and education are available through Fidelity, both online and one-on-one, and we also offer occasional additional online resources.
Learn More About the Plan: Click here to review our introductory FAQ